Marchen
So first things first I'm still fairly early on into the story. With that out if the way. I can tell you have good ideas and an interesting mind but you need to work on the writing a little better. And I'm not talking about grammatical errors or spelling mistakes. I'm talking about how you write a scene out. They are readable but kind of dull, bland, and flat. With that said you have 40 chapters so for all I know it could get better. As it is now though, this is an interesting and fun idea but it needs a bit more work. I'm sure if you keep trying to can make an amazing story.
Did mc obsessed with 5 million or what? He waste 2 wish for only 5 million? Why not billion? Or 9*100? Or unlimited points? He knows about system on others novels, don't he know that there are items more than 5 million point to buy? If he want to get stronger faster, why not wish for half effort for 2x/3x/4x/100x/999*999 times exp? And mc waste his wish to get only 2 system? Anime system and cultivation system? That's 2 wish? You know he can wish to get all type system. Huh. That's it. Don't mind what I said, just throw out my thought for mc.