Review Detail of DeadSaltedFish in Bank of the Universe

MC is a manager of a Bank that gives and trade basically everything. It does sounds powerful at first, but the way this bank makes business is really disappointing. Contracts are non-binding, it all boils down to whose fist is more powerful. How does that even work? A person borrowed something, became powerful, now he doesn't want to pay. The item is his. So far the MC is just relying on other's integrity, hoping that they would fear him and pay back their dues. So if just one person did not act according to his expectation, he would face a lost and there is nothing he can do about it. According to how these contract things are set up, the MC could actually just take whatever he wants from people who enters the bank, since he is a god when inside. He does not need to adhere to a fair trade or does not even need to pay at all, since nothing is stopping him from cheating. The contracts are useless, the MC did not even think to benefit from this. This is different from TTC, TTC focuses more on the psychology of the costumers and less fighting. This novel is just fighting and the motivation for becoming strong is to collect debts.