Li Xiandao obtained the ancient Bank of the Universe, but the bank was now totally empty and there were no treasures at all. The only thing it held: a bunch of debts. The Eternal Celestial King borrowed a supreme celestial artifact, promising to pay it back in two pieces in 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date! Moon Celestial loaned a high-quality face, to be returned in 10,000 years. If overdue, she will pay with her life! Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back 10 times the amount! Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one! A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!