God of Life Chapter 4: Turn possibility into victory

Certainly! Here's an edited version of the text for better flow and grammar:

"What are you doing?"

Wang Yunxi's eyes widened as Wang Yan looked him up and down.

"Sanye wants to use money, and I don't object. If you want to use it, you have to give Brother a reason and let Sanye know."

"A reason?!"

"I want to develop three good habits!"

"Just... Hey? Aoyama Psychiatric Treatment Center? Excuse me, please!"

Wang Yan chuckled, "I'm just kidding... why would I need so much money."

"Cut the nonsense! What about your brother?"

Wang Yunxi scolded and continued nibbling on the watermelon.

Setting aside the teasing, I really need money, but you certainly won't give...

Wang Yan called someone, feeling desperate but not wanting to be seen, so he continued to chat.

Hiko is in a particularly good mood today, engaging in a high-level conversation and delving into the industry's inside story. Wang Yan was reserved but responsible, finally grasping 90% of the information.

The process isn't complicated. In summary, there are basically five points of self-proof:

1. Prove that you are you (ID card, mobile phone call record).

2. Prove that you are borrowing voluntarily (filling the form on site, video recording).

3. Prove that you have the ability to repay (work unit, income certificate).

4. Prove that you have a reputation for repayment (credit report).

5. In case of problems, I can find you (proof of address, emergency contact).

However, even with these measures, there's still no guarantee that problems won't arise.

According to Wang Yunxi, many people make a living in the small loan industry. Unfamiliar native bosses venture into the field, waving cheques, only to be shorted by store managers within a year.

Loans that aren't credit-bearing are prone to issues, and the salesman and the client often collaborate.

Wang Yan asked casually, "Brother Xi Zi, have you helped clients?"

Wang Yunxi took out a cigarette and nodded with a vague smile.

Then he repeated, "Now this kind of thing often happens in the industry. Nobody knows what to say; just don't get caught. You can't go out, you know?"

"Relax, I've got it under control."

Wang Yan has always been a very stable individual with a good reputation, or else Wang Yunxi wouldn't share so much.

After pondering for a while, Wang Yan felt that only a few obstacles remained in the whole process, and he asked casually.

"How did you handle the return visit? Isn't it strict?"

Wang Yun smiled, as if to say, "Naive."

"There's only one kind of store visit, which checks your work address on the spot. Generally, as long as there's no house purchase contract, they won't go to your home address."

"The application is submitted, and the company headquarters will call you and your main contact to confirm your identity."

"If you make a mistake in answering the question, you won't get the loan, and you'll be denied."

"In fact, don't worry, because the salesman who takes the order will help the customer practice and become familiar with the process."

"And in our industry, there's a special pick-up company. Sometimes we receive special customers, so we hire the company to pretend to be the customer's contact."

"These people are business-savvy, never miss a detail, and can even sell cell phone numbers that have been enhanced."

Wang Yan couldn't help but be amazed, "So powerful?"

Wang Yun dropped a new phrase with triumph, "Industry chain, understand?"

"Don't understand, it's like a criminal organization!"

Wang Yan was just wondering how profitable this industry is to spawn such a sophisticated system.

And the fact that usury can infiltrate campuses, blatantly forcing students, is almost outrageous. How desperate must one be?

Just as he was about to bring up the school loan again, Wang Yan's parents returned.

Old Comrade Wang, looking at his seemingly energetic son, asked in wonder, "What did you do today, Xiaoyan? Did you have a good time with your classmates?"

Wang Yan smiled and said, "It was interesting. I went out to chat with Brother Xizi."

His mother-in-law came up to support Wang Yunxi, "Xi Zi brought a bucket of ice water. Let's have cold noodles today!"

The family began a busy dinner.

Cold noodles, filled with shredded cucumber, tomato slices, sour beans, spicy cabbage, a boiled egg, and a few slices of soy sauce beef, were refreshing and appetizing, not to mention how cool.

It's a pity there was no Emperor's critique.

After dinner, Xi Zi headed to the village head to play billiards, Lao Wang went to play a dime of mahjong, and his mother Wang Xiufang went to square dance. Everyone left the house.

Wang Yan had nothing to do. He went to the internet cafe with his friends.

It was past 10 o'clock when he returned, having been roasted online. Sprayed by more than 10 people, he went home and slept.

He woke up the next morning, and as soon as his sleepy eyes opened, he immediately checked the panel.

Take a look and relieve the tension.

Well, the system is still there, not a dream!

He was about to close the panel when his eyes suddenly stayed, and he fully woke up.

In the system store, something was lying downrightly - a habit cultivation instrument!

Why didn't it refresh?!

He immediately asked the system, and the explanation was: the system mall was opened for the first time, and the refresh function will only be officially opened after a full natural week.

What a special humane!

In other words, the [habit cultivation instrument] will stay in the mall for a week and will be removed at 0 o'clock next Monday.

Wang Yan wasn't happy, dancing for a while, and then he was suddenly shocked.

Hold on!

Money!

The second-level system pays more than 2,700 yuan a day, and it still takes 11 days to save 30,000!

Damn it, damn it!

Finally, there's another chance. UU reading www.uukanshu.com must not be missed this time!

He turned around in a hurry. Wang Yan suddenly thought of the chat with Brother Xizi yesterday, and he got an idea.

A loan!

As long as it's possible, a sum of money is enough!

And there's plenty of time. If things go smoothly, the next day or even the same day can disburse the amount!

Wang Yan immediately rushed back to the bedroom, picked up a pen and paper, and began to plan the process.

After two, three, four, and five drafts, Wang Yan realized that the biggest problem was... age and identity.

According to Xi Zige, no company will lend money to high school graduates.

Even if you're only 18 years old, in reality, it's practically impossible before the age of 20.

And you must have a formal job, with civil servants and institutions being the best. Ordinary work must have at least three insurances and one gold.

Therefore, Wang Yan's own ID card won't work.

Unless...

Wang Yan's eyes lit up, and he immediately rushed into his

 parents' bedroom, pulling out an ID card from the miscellaneous drawer.

Name: Liu Dapeng

Age: 22 years old

Origin, ID number omitted.

Yes!

Liu Dapeng, now known as Liu Yupeng, is Wang Yan's cousin and the only son in his aunt's family.

Brother Dapeng moved his account once, changed his name and address. The old ID card has been kept by Wang Xiufang and can be used normally.

Wang Yan secretly used Dapeng's ID card at the internet cafe and never had any issues.

The biggest problem is solved!

The issue of small loans is theoretically possible.

Next, it's necessary to step by step, sort out all the details, do a solid job, and turn the possibility into a victory!