Review Detail of ExpertPhysics_101 in A Book Can't Be Judged By The Cover

I rarely give a review to novels I'd read, but this work is so good. It's refreshing to read a story without inconsistent logic or plot. My only concern is the loan shark group, I have a hunch that it will be the 'hole' in the plot. The reason is that the 'logic' here is somewhat bend as a protection for the MC. With them targeting the MC, how come they don't ransack his house, sell his property, or even his body. That's the rational thing to do instead of just wasting time on him asking for money for a year. The novel is good. If the above-mentioned thing does not become a plot hole, I'm considering to support this novel, wholeheartedly. For the meanwhile I continue appreciating this work, best of luck author. Thanks for your hardwork!