715 714. Central Continent 

Newland Village, South River State

"So, you're telling me that if I put my money in this building, it will grow on its own?"

Irked, the Clergyman kept his patience and explained again. "It's called interest, my friend. If you place your money in this bank, you will receive an interest amount on it. Just like how one pays interest on loans."

"You want me to give you a loan? But you're the bank." 

"..."

"Listen, old man. Unlike the other banks, our bank is different. Besides safety, we reward people for putting their money here. Tell me, do you want to travel with Gold Graces in your pocket? Do you know how easy it is for people to steal?" the Clergyman, clerk of the newly established bank, responded.