4 Loan of 20 Million

Translator: Atlas Studios Editor: Atlas Studios

One afternoon, there were still 170 days before the apocalypse.

The national economy began to enter a period of immersion, and most of the local economies in the country were effectively controlled and basically returned to normal working life.

In the south of Xin City was a forest in the surrounding village.

There was a construction site in full swing.

Li Hongyuan looked for Li Yu with the professional construction plan that he had designed.

Father Li said, "I roughly calculated the cost of the construction. The wall, red bricks, and reinforced concrete were built together.

"Five villas, two houses, and the solidification of some of the aisles you mentioned…"

"These add up to about five million yuan. If you want to renovate the house, it depends on how you renovate it," Father Li said.

...

Li Yu thought about how he still had to renovate the house and was a little worried about his father's aesthetic taste. Hence, he made a call to his classmate who was working on the villa design in M City and asked her to help design it. The price would be calculated according to the market price.

As there was no construction, the design fees should be cheaper. However, this was still a private job for her. Li Yu didn't want to take advantage of this, so he gave her a normal market price in the end.

Li Yu opened the electronic notebook on his phone and flipped through the records he had made in the past few days.

Recently, he had also looked through various information online and summarized some of the necessary supplies for survival:

I. Food:

Preferred foods with long shelf life, high energy, and easy to carry.

These included: military canned food, hardtack, rice flour, salt sugar, water, nuts, instant noodles, white wine, and so on.

Such as milk, meat, and vegetables, could be replenished at any time.

Some could be self-made, such as bean sprouts, so some seeds could be prepared.

II. Quality of Life:

Clothes, hats, gloves, shoes, socks, soap, toothbrush/toothpaste, towels, paper, family planning supplies, hammocks/sleep bags, blankets, umbrellas/ raincoats, sewing kits, plastic bags/ cling film, etc.

Water purification equipment (e.g. direct-drink filters) and water purification tablets should also be included in the list.

III. Tools:

(1) Utility: Cars/bikes, backpacks, boxes, tents, kayaks, hammocks/sleep bags, dismantling/repair kits, canteens/cutlery/lunch boxes/cups (metals), etc…

(2) Protection: Knives, utility knives, saws, engineer shovels, axes, sticks, nylon ropes, fishing lines/fish hooks/fish nets/fish forks, maps, slingshots…

Scissors, pliers, rain boots, lifebuoys, fire blankets, hard hats, breathing masks, inflatable pumps, etc…

(3) Energy: Lighters, magnifying glasses, batteries, chargers, solar panels, hand-cranked generators, candles, fire extinguishers, etc…

(4) Communications: Computers, USB/hard drives, tablets, mobile phones, walkie-talkies, radios, watches, compasses, positioning equipment, whistles, flashlights, drones, etc…

(5) Others: Measuring tape, mirrors, sunglasses/submersibles, binoculars, maps, stationery (pen/paper), and so on.

IV. Pharmaceuticals:

Thermometers, masks, cold medicine, anti-inflammatory drugs, painkillers, laxatives, bandages/gauze, Band-Aids, Chinese medicine, alcohol, wind oil, cooling oil, vitamins, antibiotics, Vaseline, forceps, mosquito repellent/flower dew, etc.

V. Skills:

Outdoor survival knowledge.

For example, "Human Talent for Military Environments", "Weissman Survival Manual", "Wilderness Survival Manual", "Barefoot Doctor Manual", etc.

Not only that, Li Yu also hoarded some things that might be useful in the future, such as various seeds, clothes…

After summarizing the above, Li Yu felt that he had to have a few necessary books, especially the "Human Talent for Military Environments" published by the Political Department of the Shenyang Military Region. It was simply a necessity for the apocalypse.

It talked about how to milk cows, build houses, even how to make braised pork, how to cut your hair in detail…

What was even more outrageous was that there was a sequel at the back that taught the reader how to tailor, process vegetables, make Chinese medicine…

According to the book, if the survival of the apocalypse reached this point in the sequel, it would no longer be considered the apocalypse.

Looking at the progress, there was an 80% chance that it had been rebuilt after the disaster. It was probably about to reach the industrial revolution.

Li Yu scratched his head and lamented, "There's still a long way to go."

The revolution has not yet succeeded, and comrades still have to work hard.

In order to make the base stronger and more suitable for survival, therefore, Li Yu thought of raising the budget. As soon as the idea popped up, he thought of a loan. After all, since the apocalypse, when social order collapsed, money was just a number.

He would do whatever he could to get the money.

Hence, he directly brought the bank's liquidity certificate, the land use certificate, and the construction site blueprint.

Find a bank and apply for a rural entrepreneurship loan.

Because the number was relatively large, it directly lured out the president of the county's Merchant Investment Branch.

Fortunately, Li Yu's company was responsible for promoting Xin City's economic development. Moreover, it was a tourism company. Coupled with the funds and land certificates, the loan progressed relatively smoothly.

However, it was not that simple. After all, it was 20 million.

Hence, Li Yu led the bank staff to survey the construction site.

Since it was a mortgage, the process was estimated to be a little complicated, and it was expected to take two weeks for it to arrive.

After settling the loan procedures in the county, Li Yu returned to the construction site.

Coincidentally, he met Lai Dongsheng, a worker in a small factory opened by Li Hongyuan. He was in his forties and had been with Li Hongyuan for more than ten years.

Lai Dongsheng had been working for Li Hongyuan since the beginning of the project.

For many years, he had been conscientious, honest, and hardworking. He was a typical simple man from the countryside.

"Uncle Dong, are you helping too?" Li Yu asked.

Lai Dongsheng looked up and saw that it was Li Yu. He said, "It's you, Yu. Your father stopped his work at the piping department and asked me to come over and help."

"Little Yu, you've become successful. You've done such a big job as soon as you came back."

Li Yu looked at the man, whose skin had turned dark from years of suntanning, and smiled. Uncle Dong had always been good to him.

He was also reliable and honest. After working for their family for so many years, he could not say how much money he could earn in the village, but at least he had a stable income.

Li Yu said, "Uncle Dong, there are many things to do at the construction site. Please keep an eye on them."

The two of them chatted for a while before Li Yu walked towards the construction site.

He saw that the foundation of the wall had already been built and was starting to build it. The hundred-meter-long wall was already starting to show some outline.

He felt a little relieved. However, there were not many people at the construction site. There were only about ten people. He felt that the progress was a little uncertain.

Hence, he went to discuss with his father and added more manpower. He wanted to build the wall as soon as possible. After the wall was built, he would build the buildings inside.

Due to the huge commotion this time, many villagers came over to watch. Li Yu didn't want others to see the series of constructions inside.

During the construction period, there were even some villagers who were discussing animatedly. Some of them had bad characters and even said that Li Yu was a fool for spending so much money on such things.

Of course, Li Yu didn't pay any attention to them. He just watched as these people idled around. When the apocalypse completely broke out, they would cry.

Therefore, he wanted to build the wall before starting the construction inside. That way, the people outside would not be able to see inside under the blockade of the high wall.

Although Li Hongyuan was a little puzzled, he still followed Li Yu's idea and found some more people to speed up the construction of the wall.

Ten days later, with dozens of people working day and night, they finally surrounded two mountains, a pond, and a plain.

The six-meter-tall wall was a few thousand meters long. Standing on the mountain, it looked like an ancient beast.

Fortunately, because this land was in a hilly basin and there were many mountains around, the forest had not been cut down indiscriminately under the protection of the government's policies over the years.

Therefore, under the barrier of the two mountains, other than standing at an extremely high altitude, it was actually very difficult for outsiders to see the entire scene clearly.

Li Yu gave himself a thumbs-up for his wit. It seemed that although this place was big, it was well-hidden.

After the wall was built, Li Yu called his brother, Li Hang.

His brother was two years younger than him. He was mischievous when he was young, but at least he got into a junior college and majored in home electronics.

He had just graduated and was looking for a job in the city.

Li Hongyuan and Liu Fanghua had a total of three children. The eldest was Li Yu, the second was Li Hang, and the third was Li Yuan.

That's right, Li Hongyuan's naming style1 was so casual. After Yang Liwei died in the last century, there was a space craze in the country.

Li Hongyuan followed suit and gave the three of them these names. He placed his hopes on his motherland conquering the sea of stars.

Coincidentally, Li Hang's job search had not been going well recently. This kid was usually jumping up and down. His personality was extremely active.

Li Yu called. "Little Hang, what are you busy with now? I heard from Dad that you had a conflict with the leader after less than a month of internship."

Li Hang's side was a little noisy, probably on the main road.

He replied angrily, "Brother! It's not my fault. It's all that supervisor's fault. It's not my fault for making me take the blame. He even deducted my internship salary. If I don't beat him up, he'll be considered good."

When Li Yu heard this kid's impolite answer, he said, "Then come back. I've done some things at home. Come over and help me."

Hearing this, Li Hang's interest was piqued. Li Hang had been mischievous since he was young, but because Li Yu was two years old, he had always been beaten up by his elder brother.

Although he was beaten up, the two brothers had always been on good terms. As the two of them slowly grew up, Li Yu became more mature. However, Li Hang had always been more impulsive. He often fought with others outside.

"Sure. Brother, count me in. I'll buy a ticket right away." Li Hang didn't say much and didn't ask what he wanted him to do. In his heart, his brother definitely wouldn't treat him badly.

After hanging up the phone, Li Yu thought for a moment. He wanted Li Yuan to come back with him, but the base wasn't ready yet, so he asked about it briefly.

Li Yuan was still studying medicine at the University of Traditional Chinese Medicine in the neighboring provincial city. She was still in her second year of university. Li Yu instructed her to come back for National Day.

She replied, "Okay."

Ever since she was young, she had been more obedient to her eldest brother. Unlike her second brother, she had never been beaten up by her eldest brother when she was young.

However, her courage was completely different from Li Hang's. The former was bold and impulsive but Li Yuan was timid and gentle, and her personality was as gentle as water.

After giving the general instructions, Li Yu began to put the purchase of supplies on the agenda.

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